Pagoh Cashera Sdn. Bhd., also referred to as “Pagoh Cashera”, “we”, “our” or “us”, is committed to protecting your personal information in accordance with the Personal Data Protection Act 2010 (“PDPA”). Throughout this Privacy Policy, the expressions “personal data”, “sensitive personal data”, “data subject”, “data user” and “data processor” shall have the meanings assigned to them under the PDPA. “Personal data” and “personal information” shall carry the same meaning throughout this policy. By providing us with your personal data, you acknowledge, agree, and consent that Pagoh Cashera may collect, record, hold, store, use and/or process your personal data and sensitive personal data as described in this Privacy Policy.

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We may collect personal information including but not limited to your name, address, identification documents, contact information, marital status, and other identification details. We may also collect information related to your financial profile such as employment history, bank details, credit checks, references, and other information necessary to assess your financial standing. Additionally, we may collect device information, log information such as date, time, and duration of visits to our website, IP address, browser history, cookies, and location information. You may refuse cookies, but certain website features may not function properly.

 

Sources of personal information may include your relationship with us through our services, your verbal or written communications with us, third parties connected to you (such as employers or authorised representatives), your account activities or transactions, government agencies, and other legitimate sources.

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You acknowledge and consent that Pagoh Cashera may collect, store, use, and process your personal information for purposes including matters relating to agreements entered into between you and us, processing your applications or enquiries, providing you with our services, internal control and risk management, analysis and improvement of our website and services, monitoring compliance with policies, fulfilling disclosure requirements to authorities, complying with legal obligations, enforcing our rights, record-keeping, sending you updates or promotional materials relating to our services, and for any purpose related to our business operations.

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In providing our services, we may disclose your personal information to third parties such as our related companies, assignees, authorities or regulatory bodies, courts, auditors, accountants, tax advisors, legal advisors, banks, professional service providers, and vendors. You hereby consent to such disclosure for the purposes stated in this Privacy Policy.

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You are responsible for ensuring that all personal information provided to us is accurate, complete, and up-to-date. You must promptly inform us should the information become incorrect, incomplete, misleading, or outdated, and provide accurate and updated information. If you provide personal data about another person, you confirm that you are authorised to do so and that the individual has consented to the processing of their personal data in accordance with this Policy.

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You may request access to or correction of your personal information where it is inaccurate, incomplete, misleading, or outdated. We will use reasonable efforts to comply with such requests but may require supporting documents and reserve the right to refuse corrections in accordance with the PDPA.

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Pagoh Cashera reserves the right to amend this Privacy Policy at any time, and notice of such amendments may be provided through written notice or any method we deem appropriate. If you do not agree to the revised terms, you must notify us in writing to withdraw your consent.

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By continuing to use our services, I hereby acknowledge, understand, and accept the terms stated above and consent to Pagoh Cashera Sdn. Bhd. (License No.: WL8084/01/01-2/271226) processing my personal data in accordance with this Privacy Policy.